Higher-income earners must make 401(k) catch-up contributions with after-tax dollars and place them in a Roth account.

The Secure 2.0 Act rolled out several changes to 401(k) retirement accounts. Here is a list of the biggest ones and what ...

While high inflation may be painful for American shoppers and households, it also means higher contribution thresholds. Money; Getty Images If you’re planning to save more for retirement in 2026, ...

The contribution limits for 401(k)s are rising in 2026. Before you increase your 401(k) savings rate, make sure you're happy with your employer's plan. You may want to save outside of a 401(k) for ...

The IRS raised the 401(k) contribution limit to $24,500 for 2026 with an $8,000 catch-up for those 50 and over. 401(k) plans often have limited investment options and higher fees compared to IRAs.

The IRS has announced that the amount of tax-favored funds that you can sock away for retirement is increasing. In 2026, the amount most individuals can contribute to their 401(k) plans will tick up ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching funds in a 401(k) ...

Mon, March 30, 2026 at 12:54 PM UTC With the IRS raising the 401(k) employee deferral limit to $24,500 for 2026, up from $23,500 in 2025, it's important to remember that a $1,000 increase deserves ...

Kristina Byas is contributor at Investopedia. As a personal finance expert, she has lent her insights and knowledge to numerous financial publications. Her articles have helped readers navigate the ...

Workers have a choice of tax-advantaged retirement plans they can contribute to, but for many people, a 401(k) is the default option. Some workers are actually auto-enrolled in their 401(k), but even ...