Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

Life insurance provides financial certainty in situations where uncertainty carries the highest cost. At its core, life insurance exists to transfer financial risk away from individuals and families.

Indexed universal life insurance (IUL) has certain benefits and drawbacks. Discover how the cash value of IUL grows with ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Life insurance, often viewed as a simple death benefit, serves a far more sophisticated purpose in the portfolios of wealthy individuals. While most people see it as a way to provide for loved ones ...

Our top picks include State Farm, Ethos and Lantern.

See Protective’s coverage options, costs, riders and underwriting insights Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy Side. She has ...

See Mutual of Omaha’s coverage options, term life costs and customer satisfaction ratings Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at ...

Being in your 20s offer a rare financial advantage. You have low risk, high affordability, and long-term planning. Term insurance leverages all three. While purchasing a term plan may not seem like an ...

As you age and your income sources become less robust, it's natural to look for ways to reduce expenses, not add to them. For seniors in today's economic climate, in which inflation and credit card ...