Life insurance and annuities allow individuals to invest tax-deferred, but they pay policyholders differently. Learn how each works.

What Is a Life Insurance Annuity? A life insurance annuity is a unique product that combines life insurance and an annuity. It is essentially a contract between an individual and an insurance company ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

Delaware Life Insurance Company has become the first U.S. insurer to offer a fixed index annuity tied to a BlackRock index ...

Converting life insurance to annuities is a financial strategy that involves transforming the death benefit of a life insurance policy into a stream of income through an annuity contract. This ...

2026 is shaping up to be a strong year for life insurance, building on the previous year's growth and expansion.

Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium ...

If your clients own life insurance or annuities they may soon be at risk for losing all the money they’ve put in. That dire warning comes from Larry Rybka, chairman and CEO of Valmark Financial Group ...

Retirement should be a time for relaxation, travel, and pursuing your passions. However, a nagging concern haunts many: they fear they will outlive their savings. After all, as lifespans increase, the ...

The collaboration provides advisors and agents with the first, fully integrated annuity, life and long-term care sales experience, from advisor-centric quoting to interactive “Sales Stories” and ...

These measures would help boost insurance penetration, channel long-term savings into annuity and retirement products, and ...