Branchless banking has been a tough nut to crack, with flameouts like WingspanBank well-publicized and many other screens going blank over the last several years. Even the most well-known Internet ...

The Nigerian institution is renowned for its ability to combine a socially responsible approach with a profitable and vibrant business model. The bank is setting the standard for good practice in both ...

“GAMIFICATION” means making the services or products more enjoyable and motivating for the users. Considering the BANKING is not the most entertaining industry in the eyes of the majority, bankers ...

Embedded finance is the future of the financial services industry. It’s the merging of a non-financial service provider, such as a retailer or ride-sharing company, with a financial service, such as ...

Suzanne is a content marketer, writer, and fact-checker. She holds a Bachelor of Science in Finance degree from Bridgewater State University and helps develop content strategies. Investopedia / Jiaqi ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Somer G. Anderson is CPA, doctor of accounting, and an accounting and finance professor who ...

Merchant banks specialize in services for mid-sized firms needing international financing and underwriting. They differ from investment banks by not handling huge transactions like IPOs or mergers.