If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Explore top short- and long-term CD rates available today ...

Every CD featured above is FDIC-insured, meaning your deposits are protected up to $250,000 per bank. The right choice depends on two simple things -- how long you want to set your money aside and how ...

At the start of the decade, when interest rates hovered near record lows, many savers didn't even bother checking their certificate of deposit (CD) account options. With a return of around 1% or less, ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

CD rate yield curve continues to be inverted, as volume of rate changes doubles from August SEATTLE, Oct. 2, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the ...

Sabrina Karl has over two decades of experience writing about savings, CDs, and other banking topics. She is currently a full-time staff writer at Investopedia and one of the country's top experts on ...

CD rates remain near their highest levels since the mid-2000s, and you can find a 1-year CD from a reputable financial institution with a yield of about 5% as of mid-August. This is great for people ...

The MarketWatch News Department was not involved in the creation of this content. SEATTLE, Feb. 6, 2026 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best verified ...

The interest rate environment has changed quite a bit over the last few years, so if you have a certificate of eposit (CD) ...

Just last year, finding a 4.00% CD wasn't too difficult. But now in early 2026, it's a bit tougher. Banks have gradually lowered APYs over the past few months, and it's widely expected that the Fed ...