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Editor’s Note: Assistant Editor Sarah Sparks covers education research. This analysis is part of a special report exploring pressing trends in education. Read the full report: 10 Big Ideas in ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...