Capping credit card interest rates at 10% sounds ideal, but it could shut millions out. Here's what drives credit card rates and how they got so high.

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Capping interest at 10% could save Americans billions, but banks say it would shut millions out. Here's what drives rates and ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.

Supporters say there's no current ceiling on credit card interest rates, while critics argue a cap could reduce lending.

Tuesday was a deadline for President Donald Trump's 10% cap on credit card interest rates. Now he's calling on Congress to ...

Nearly half of Americans are still in credit card debt.

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When Ciara Zurita-Jackson started sharing details about her credit card debt with internet strangers last year, she was doing it to hold herself accountable. Growing up, Zurita-Jackson wasn’t taught ...