Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Many homeowners are reassessing their borrowing options as market conditions continue to shift in the second half of 2025. While home values have climbed nationwide to a record high median of $396,000 ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable equity, offering them a lot of borrowing power. And, for those looking to ...

Homeowners in the U.S. have relied on two familiar methods for accessing their housing wealth, otherwise known as equity, in the past. Those two methods are home equity loans and home equity lines of ...

The average homeowner has $213,000 in tappable home equity, according to the latest Intercontinental Exchange (ICE) Mortgage Monitor report. And, that amount of home equity could come in handy for ...

Over the last four months of 2025, the Federal Reserve cut the federal funds rate by a total of 75 basis points, lowering its benchmark rate to the current 3.50% to 3.75% range. While the Fed rate ...