The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

A resident makes repairs on his trailer home at Briny Breezes. If you’re one of the many Floridians shopping for a new home insurance policy during Florida’s insurance crisis, you need to know a few ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and accidents. Here's what to know.

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Holly D. Johnson is an award-winning writer and personal finance expert who covers a variety of insurance topics as well as general personal finance. In addition to her articles in Forbes, her work ...

Florida's homeowners insurance market is stabilizing after a crisis, though obtaining insurance during hurricane season remains challenging. Homeowners insurance typically excludes flood, earthquake, ...

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