Filling out the Free Application for Student Aid form — better known as a FAFSA — can be long and arduous, yet yield thousands of dollars in subsidized loans for students. Due to the amount of time it ...

Here’s how to figure out whether you should use private loans to pay for college and how to find the right lender.

There is no absolute income cutoff for filing the FAFSA and many, even high earners, may receive financial aid or access to federal student loan benefits. Many assume that if a family earns “too much, ...