When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a common recommendation is to keep your utilization below 30% for a healthy ...

A young professional recently asked me how to use a credit card, which caught me off guard. Aren’t we all bombarded with credit card offers and financial tips every day? But then I realized: many ...

Wondering how many credit cards you should have? Learn the right number for beginners, rewards enthusiasts and those who ...

Whether you're a newcomer to credit or an experienced user looking to optimize your travel rewards, these rules clarify ...