Explore top short- and long-term CD rates available today ...

The best certificates of deposit — commonly called CDs — guarantee a high rate of return on your principal at the end of an agreed-on term. Typically, the longer the term of your CD, the higher the ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Every CD featured above is FDIC-insured, meaning your deposits are protected up to $250,000 per bank. The right choice depends on two simple things -- how long you want to set your money aside and how ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...

Interest rates available on certificates of deposit (CDs) in recent years have been exponentially higher than where they started the decade. In 2020, for example, they hovered around or below 1%. But ...

After three rate cuts in 2025, in January, the Fed held rates steady — though markets are predicting more cuts in the second half of 2026. And if rate cuts happen, “CD rates will likely drift lower,” ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A certificate of deposit (CD) offers a fixed interest rate ...

At the start of the decade, when interest rates hovered near record lows, many savers didn't even bother checking their certificate of deposit (CD) account options. With a return of around 1% or less, ...