A comprehensive guide to long-term care insurance costs, coverage options and whether it’s right for you.

We pick the best long-term care insurance companies of 2026, including New York Life and Mutual of Omaha.

Long-Term Care Insurance is a necessary evil, unless you have at least $2 million in readily available resources. Make no mistake, it is the hardest insurance to collect on by design. The goal is ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The good news is that there are several effective ways seniors can work ...

Consumers who purchased long-term care insurance policies several years ago have discovered that they did not have any protection from increases in premiums. State insurance departments in charge of ...

Adriana Falcón Trafford took out a long-term care insurance policy in 2001. When she signed up for the plan, the annual premium was $2,608. Now, it’s close to $7,000. Credit: Shahrzad Rasekh / CT ...

In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...