Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

In this article, CheapInsurance.com cites examples of states with the highest, average, and lowest liability limits, and then provides a list of each state’s required minimum liability limits. Those ...

In this article, CheapInsurance.com cites examples of states with the highest, average, and lowest liability limits, and then provides a list of each state's required minimum liability limits. Those ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Car ...

BAKERSFIELD, Calif. (KERO) — California’s 2025 auto insurance laws increase minimum liability coverage for drivers, aiming to provide more protection for accident victims, though it may lead to higher ...

State car insurance requirements vary, but USAA offers the cheapest minimum coverage rates in our analysis. To qualify for ...

Several states across the country have just introduced new rules increasing minimum coverage requirements for car insurance in an attempt to better protect owners but it is likely to hit them in the ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

Every U.S. state, with one exception, requires drivers to carry a minimum level of auto insurance to legally operate a vehicle. Liability coverage is designed to protect other people and their ...