Annuities and drawdown are the two main ways of using your pension pot to fund your retirement. But how are they different? What option is best for you? And what risks do you need to be aware of? Our ...
Rising interest rates have made annuities a more attractive option for retirees accessing their pension, but it is important to choose the right route for you. How to find and add lost pensions to ...
Capital at risk. The value of your investments can go up and down, and you may get back less than you invest. Income drawdown is a flexible way for those aged 55 and over to access the money in a ...
Pension drawdown is a flexible way to take income from a pension pot on retirement. This is an alternative to using the money to buy an annuity (which, in return for a lump sum payment, guarantees to ...
This year saw a number of pension miscommunications and misunderstandings unravel as the Autumn Budget tightened purse ...
This article is the third in a series of articles, written in conjunction with the Financial Times' Next Act hub. It takes a look at some of the financial issues affecting those in their 50s and is ...
Thirty-two per cent of people in drawdown do not have any investment experience, yet two in five of them have not received advice or guidance, according to a recent report that urges the introduction ...
Retirement costs are constantly changing but one rule has stood the test-of-time to ensure retirees don’t run out of money – the 4% pension rule. This has raised fears that people would run out of ...
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