When a storm, fire, or burst pipe wrecks your home, the difference between walking away financially whole and taking on new debt often comes down to five words in your policy: replacement cost or ...
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The "replacement cost" gap that leaves homeowners short after a loss—how to check your policy
When a fire, storm, or burst pipe takes out your house, the number that matters most is not what your home would sell for, but what it costs to rebuild it from the ground up. The gap between those two ...
Actual cash value: The “Used Market” Approach Actual cash value in renters insurance is best understood as the amount an item would fetch on a used market just prior to being destroyed or damaged.
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