Don't assume a Roth account is right for you. Don't assume you can raid your Roth IRA or 401(k) at any time. Don't assume ...

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...

Picture this. You're finally in your fifties, earnings are solid, and you've been diligently contributing extra catch-up dollars to your retirement account each year. Then comes 2026, and suddenly the ...

Finding a financial advisor doesn't have to be hard. SmartAsset's free tool matches you with up to three fiduciary financial advisors that serve your area in minutes. Each advisor has been vetted by ...

Many participants in employer-sponsored retirement plans, when provided the option, question whether they should make contributions to a traditional pre-tax 401(k) or to a Roth 401(k). In recent years ...

One of the most important things you can do for your retirement is save consistently for it. You should expect to need money on top of what Social Security pays you. And the larger a nest egg you ...

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an impact on your taxes.

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you want an investment vehicle that allows your money to grow steadily over time ...

Workers 50 and older will soon face new limits on a key retirement benefit, according to final regulations issued by the U.S Department of the Treasury and the IRS. The regulations were published Sept ...