On the surface, an interest rate is just a number. How that number applies to debt or equity opens up a world of possibilities. The first consideration is always whether it’s simple interest vs.

Whether you are paying interest or being paid interest, it's important to fully understand how that interest is calculated. There are two basic types of interest: simple and compound. How each type is ...

In the world of finance and mathematics, compounding is a fundamental concept that can seem deceptively simple yet holds profound implications. It's revered for its power to transform small, ...

This post is inspired by the presentation by Kaushik Punjabi at London Value Investing Club. The content of the post, however, is the view of the author. We always hear we should start to save for ...

Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, derivatives, equities, fixed income, project management, and analytics. Suzanne is a ...

Simple interest calculates earnings or payments based solely on the initial principal, while compound interest grows by calculating interest on both the principal and the accumulated interest over ...