A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal ends. If you’d prefer not to switch ...

Discover how to calculate variable overhead spending variance, its impact on costs, and examples of favorable vs. unfavorable variances in business operations.

If you haven’t switched energy providers in two or three years, or have never done so, you will be on a standard variable rate “default” tariff that is highly likely to be more expensive when compared ...

FIXING your mortgage rate certainly makes the repayments easy. But there’s a catch that could be costing you thousands of dollars. Do you know what happens when your fixed rate period ends? Because if ...

Sam covers personal finance topics, from the best savings rates to the reasons mortgage lenders say no. He enjoys crunching the numbers to help consumers get ahead. Each lender sets its own standard ...