Outside of lower Treasury rates, there are policies that can increase home affordability by reducing fees, increasing ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to ...

Prospective buyers seeking ways to afford a mortgage might be wondering whether they can negotiate their mortgage rate.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

December 10, 2025. That's the date when the final Federal Reserve meeting will conclude its final 2025 meeting and, with it, a now widely anticipated reduction to the federal funds rate. A rate drop ...

Mortgage rates in 2026 expected to remain around low 6%, with little volatility. Buyers should prepare finances, shop around, and research local homebuyer programs for best rates. Home prices may rise ...

It wasn't that long ago when the average mortgage interest rate was comfortably over 7%. In August 2023, for example, the average rate on a conventional 30-year term was 7.31%, marking the highest ...

Mortgage rates are expected to decline marginally throughout the rest of 2025, but 30-year fixed rates aren't likely to dip below 6% until the end of 2026. However, the mortgage rates forecast changes ...

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not alone. But when is the best time?

Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...