Mortgage rates may have eased from their peak, but you are still living in a market shaped by decisions made when money was almost free. Millions of owners locked in loans near 3 percent, and that gap ...

Fannie Mae economists say mortgage rates will remain above 6%, while softening occurs regionally Affordability challenges and persistent lock-in effects among homeowners who do not want to forfeit low ...

Across the United States, you are watching a housing market that refuses to move. Owners with ultra-cheap mortgages are hanging on to their homes, and the result is a freeze in listings that keeps ...