High earners aren’t locked out of Roth IRAs. Here’s the conversion strategy that bypasses income limits entirely in 2026.

There's an opportunity you may be able to take advantage of.

You'll owe income taxes in the year you convert ...

Think you're a savvy retirement planner? Here’s what you may be forgetting.

Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

Most investors approach Roth conversions with a simple question: Will my future tax bracket be higher than my current one? On ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

Here's how to make a smart savings decision.

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing that could trigger taxes and early withdrawal penalties. Instead, it means ...

Beginning in 2010, individuals are allowed to convert or roll over certain distributions from retirement plans and IRAs to Roth IRAs regardless of their modified adjusted gross income. Complex rules ...

Retiring early creates a rare tax window most people miss. Here's how Roth conversions during the gap years can work in your favor.

Roth conversions get a lot of hype, but for federal employees nearing retirement, rushing could mean higher taxes and fewer options later.