For a few precious weeks last year, I had perfect credit. Sometime over the summer, I clicked on one of those credit update links, signed in and beheld the magical digits: 850. I had never had perfect ...

Here's the truth: A perfect 850 credit score doesn't get you much that an "excellent" credit score doesn't already. Either one can get you access to the best credit cards, loan offers, and more. But ...

Let's clear this up right away: You do not need an 850 credit score. Yes, it's technically the highest possible score under the FICO scoring system. But that doesn't mean you automatically get ...

A perfect credit score might sound like the ultimate financial goal. But a very small percentage of Americans actually have one. According to a spokesperson for credit reporting agency Equifax, just 0 ...

A perfect 850 credit score is achievable, but it's still pretty rare. According to Motley Fool Money research and Experian data, only about 1.76% of Americans have managed to hit that "perfect" number ...