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The best convertible backpack totes are all about flexibility — something you appreciate the moment your commute gets crowded. I take the subway to work, and anyone who's done the same knows the ...

We independently review everything we recommend. We may get paid to link out to retailer sites, and when you buy through our links, we may earn a commission. Learn more› By Elissa Sanci Elissa Sanci ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

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