Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A settlement statement summarizes terms and costs at a transaction's closing phase. Mortgage ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Dr. Melody Bell is a personal finance expert ...

Lenore Cangeloso, L.Ac. M.S.A.Om. Acupuncture / Herbal Medicine Lenore Cangeloso is a board-certified acupuncturist and herbal medicine practitioner based in Oregon. She graduated with honors from ...