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YouTubeMoney Unwrapped
How Credit Scores Actually Work: The 5 Factors Behind Your FICO
A number between 300 and 850 decides whether you get a house, a car, or a credit card. It's called a credit score — and it's not based on your income. It's based on how you've handled debt. The five factors that build your FICO score: - Payment history — 35% (did you pay on time) - Credit utilization — 30% (how much of your available ...
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