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Mutual funds are like a big money pot where a bunch of people pool their cash together to buy lots of different investments—like stocks and bonds—so nobody has to pick them one-by-one. When the value of those investments goes up, everyone’s share of the pot gets bigger. When you invest in mutual funds, you want to spread your money across four types: growth, growth and income, aggressive growth, and international. That way, you’re investing in big U.S. companies, fast-growing smaller companies,
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