401k Employer Matching Explained | How to Maximize It
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I love investing! 💰 Here’s where to start: ✔️ First, invest up to your 401k match (if it’s traditional, that’s pre-tax money). �✔️ Next, open and max out a Roth IRA—this is a retirement account you open separately from your employer to invest for retirement. "Roth" just means after-tax money, so taxes are already paid, and withdrawals in retirement are tax-free! 🙌 The max contribution this year is $7,000 if you're under 50. �✔️ If your 401k is Roth with a match, max that out first ($23,500 max
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