The Pakistani middle class isn’t “falling behind”, it’s being priced out. In the 1990s, a middle-class household could realistically save toward assets. Salaries weren’t high, but prices were aligned with income. Gold, land, and even a small car were achievable milestones within a few years of disciplined saving. Fast forward to today: incomes may be 20–30x higher on paper, but asset prices have jumped 40 to 100 times. Land, cars, and gold have completely decoupled from salaried earnings. Most h